Selinsky Business Capital

At Selinsky Business Capital, we are experts in providing growth and working capital solutions to America's small business owners.  We provide finance for:


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With roughly eighty percent (80%) of startup entrepreneurs experiencing turned down for traditional bank loans, the areas of small business microloans and micro-factoring could not be more important.    Microloans

For a variety of reasons, most banks simply do not want to deal with business loans for less than $250,000 and this is where micro-lending steps in.  Microloans are business loans normally ranging from $1,000 to $50,000 although loans of up to $100,000 can be considered "micro".   According to the U.S. Small Business Administration, the average microloan is about $13,000.

Microloans cannot be used to purchase business real estate but can be used for almost any other reason including...

Micro Loans + Micro-Factoring

Though most traditional factors require a $25,000 minimum in invoice purchases each month to create a financing arrangement, micro-factors are different.  This group of small business capital providers will often accept as little as $5,000 in invoice financing each month making them a ready option for new entrepreneurs.  For small startups doing business with other businesses (B2B), micro-factoring is the most readily available method of solving problems associated with cash flow when customers require 30 days or more to pay for goods or services.  Micro-factoring can work hand-in-hand with microloans and together, often provides a total financing package for small business startups.

Financing for Startups

The small business finance consultants at Selinsky Business Capital are specialists in financing startups  We are recognized experts in developing capital solutions for all types of early-stage entrepreneurial businesses as they search for much needed financing when traditional lenders, such as local banks, are not an option.  As members of the International Association of Commercial Finance Brokers, our database of small business lenders and ready capital providers is expansive and we are sure we can assist you in locating the right lender with the right solution for your particular small business financing needs.

Find Out More

Want to learn more about our industry and how it can help you in growing and financing your small business enterprise?  It's easy!  Simply request a FREE complimentary copy of our small business financing guide:  When Banks Say NO!  The Small Business Guide to Factoring.  It's FREE, from Selinsky Business CapitalClick here to order